Can I Get a Car Loan with Bad Credit?
Bad Credit Car Loans
Over the years we have helped hundreds of thousands of people buy a new car or used car, and the most common question we hear is "Can I get a car loan with bad credit?" The answer is yes!Find out today how our streamlined
bad credit car loan
process can help you.
How do Bad Credit Car Loans Work?
How is it possible that people can get approved for a car loan with bad credit score? We operate within a nationwide network of specialized auto dealers who are experts at placing bad credit car loans. Our dealers work with dozens of lending agencies across the country who offer finance programs to people in all types of situations.
What does this mean for me?
This means that you can get a car loan with bad credit, you can get a car loan with no credit, and you can even get financed if you have undergone a repossession or bankruptcy.
Are there any qualification requirements for getting a bad credit car loan?
Everybody's situation is unique, and we have been able to get financing for people who were turned down elsewhere, but we have a few general approval requirements that all applicants should meet:
| Bad Credit Car Loan Financing Requirements | |
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Applicants must be a resident of the United States or Canada, and be at least 18 years old. |
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Applicants with lower credit scores generally need a gross monthly income of at least $1500.00. |
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For Chapter 7 Bankruptcy, the 341 Meeting of Creditors must have already taken place. |
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For Chapter 13 Bankruptcy, an Authorization to Incur Debt must be obtained from the trustee. |
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If an applicant has had a vehicle repossession, it must have taken place more than 12 months ago. |
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Auto financing is for purchasing vehicles within our nationwide network of dealers. |
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We do not arrange financing for motorcycles or private-party auto purchases. |
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Step 1 Credit Profile
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Step 2 Monthly Income
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